One card for all your travel bookings

Securely pay for flights, rail, hotels, and travel services with one central Smart Lodge Card, fully integrated with your travel management provider. No transaction fees, no foreign exchange fees, no card fees.

GDPR compliant. ISO 27001, ISO 9001, and ISO 14001 certified


Fully automated travel expense management​

The Smart Lodge Card bridges the gap between business travel and expense management


Automated reconciliation​

Capture travel expenses from your TMC in real time. Yokoy matches and reconciles them with the corresponding transactions automatically. 


Real-time insights

See all your travel bookings and transactions in real-time so you can respond to anomalies as soon as they happen.


Built-in compliance

Eliminate rogue travel and enforce your travel policy by enabling your employees to pay for trips in your TMC with the Smart Lodge Card.

Easy administration for travel managers​

The Smart Lodge Card is fully integrated with your travel management provider, so you can pay, capture, process, and approve all your travel and accommodation expenses automatically, for a seamless process. 


Centralized payments

Remove the hassle of issuing multiple cards and reimbursing individual out-of-pocket expenses by fully centralizing your travel payments and using one virtual card for all your pre-trip payments.

End-to-end visibility

With granular spend data from every booking, you can identify spending patterns and uncover opportunities for optimizing your corporate travel program.


Enhanced security

No need to reveal card details of high limits within teams as the Smart Lodge Card is safely stored with your travel providers.

The perfect match for our corporate cards​

Combine the Yokoy Smart Lodge Card with our Yokoy Platinum Visa Card to effectively control employees’ travel spend.


What our customers say

4.5 based on 124 reviews
Raphael WidmerCFO, Stadler Rail
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"At Stadler Rail, we’ve automated our global expense management process with Yokoy. This means Yokoy’s Artificial Intelligence does the repetitive work for us and we only check outliers and exceptions manually, which saves us time and money."
Enver SirucicCFO BAWAG Group
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"Yokoy stands out as a visionary company that offers a truly unique solution. Their customer success team has played a pivotal role in automating our spend management processes."
Christoph KühneGroup Finance, On
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"Yokoy has played a pivotal role in revolutionizing our expense management as we experience rapid global growth. The automation rate of nearly 90% is impressive, allowing us to handle a vast number of expenses with ease and export them within a day."
Christoph JennyCo-founder, Planted
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"A corporate card should be secure and uncomplicated - and this is exactly what the Yokoy Mastercard offers. In addition, the card is smart, saving us significant time."
Yvonne GrossVP of Finance & Operations, Daedalean
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"Yokoy and Travelperk helped us with end-to-end travel expense management automation. Now employees easily book trips in TravelPerk, and all data is sent to Yokoy in real time, with all compliance checks and VAT validation already in place."
Marianne SchluepHead of Finance and Accounting, Fenaco
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"With Yokoy, we have opted for a uniform and group-wide expense management solution that unifies our different expense processes on one platform and automates them across organizations. This guarantees company-wide compliance and increased efficiency."
Michael Kultscher-BurgerTeamlead Accounts Payable & Receivable, DO & CO
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"One unified process for the entire DO & CO Group. Yokoy enables us to collaborate optimally across all locations and entities."
Peter GrausgruberFormer CFO, Bitpanda
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"For the long term, we are interested in an all-in-one solution that covers all spend processes in the company. With Yokoy, we have the perfect solution for that."
Mirko BrudermannCFO, FC Basel
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"The expense process before Yokoy was extremely laborious. It's great to have a solution with which we can record and submit expenses anytime and anywhere."
Tania ThiebachFormer CFO, Sherpany
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"Before Yokoy, our expense process was mostly manual and time consuming. Now, we've standardized and streamlined it. The AI magic is truly doing most of the work."
Vivian MohrFormer CFO, Comparis
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"Yokoy is very easy to use, which saves us time and makes it efficient. The connection to the ERP works smoothly and provides real-time data for credit card transactions."
Benjamin KasumiSAP Consultant, Bawag
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"With their guidance and automation capabilities, we streamlined our finance processes, resulting in a remarkable 70% faster book closure. Yokoy has truly transformed our financial management, and we couldn’t be happier with the results.”
Ebru AricanFormer Head of Group Controlling & Accounting, Ameropa
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"We were impressed by Yokoy’s ease of use and seamless integration with our credit card provider."
Herbert SablotnyCFO, Beekeeper
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"We had an aha-moment when we realized that with Yokoy it only takes a few seconds to create a report compared to the many hours in the past."
Rafael SayaSenior Finance Manager, ITA
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"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's Yokoy doing it automatically - pre-filling all the information with high accuracy."
Nilgün Kilit Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
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"We had the Yokoy software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Marcel P. de BoniManaging Director, ECOVIS
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"We’ve tested other expense tools before, but Yokoy represents a new level of automation thanks to the tool’s artificial intelligence and well-designed interface."

Yokoy Smart Lodge Card at a glance​

Book, pay, travel – and earn money back in real time.


How the lodge card works

Instantly create a virtual Smart Lodge Card in Yokoy and add it to your travel booking tool. It then acts as a central means of payment for all your business trips.

Select airline tickets or train tickets in the travel booking tool and pay all the pre-trip expenses directly with the Yokoy Smart Lodge Card.

All travel and payment data is imported into Yokoy’s spend management platform automatically, without any manual intervention.

Yokoy matches and reconciles your transactions and travel bookings automatically, for real-time visibility and control. Experience timely approvals and never delay employee reimbursements again with pre-approval flows and custom routing rules.

Create travel expense reports directly in Yokoy and gain insights from your trip expense data to optimize your travel spend. Yokoy offers one consolidated view for simple T&E management.

When you pay for business travel with the Yokoy Smart Lodge Card, you receive 0.1 % cashback on every transaction.**

Main features

Get to know our Smart Lodge Card.

All travel bookings with one card

The Yokoy Smart Lodge Card allows you to pay for flight, rail, hotel, and travel services using one card account, directly in your TMC – with complete security.

Fully automated reconciliation​

All trip expenses are imported in Yokoy in real time and automatically matched with the corresponding transactions.

Real-time data reporting​

Find optimization potential in your travel spend with real-time transaction and travel expense data.

Built-in security​

Minimize fraud risk by storing the lodge card directly in your TMC. No card details are ever shared and card limits are kept under control.

End-to-end process automation​

Experience the full power of Yokoy by combining the Smart Lodge Card with our Smart Corporate Cards.

Cashback on every transaction​

No card fees, no transaction fees, no foreign exchange fees. Plus, you receive cashback on every transaction.**

Multi entity support​

Streamline complex T&E processes across entities and subsidiaries, and standardize your workflows for increased efficiency and control with a central spend management platform. 

World-class service and support​

Get answers to your questions right away, troubleshoot issues with help from our experts, and improve your knowledge with in-depth live and self-guided Academy trainings.

Streamline your
IT landscape

Yokoy’s API facilitates seamless integrations with enterprise-level systems for end-to-end automation across entities and geographies.

The Yokoy impact

Frequently asked questions

A lodge card is a business card specifically designed for business travel. It can be used for paying for plane and train tickets, as well as for accommodation. The card is lodged with a travel management provider, so all pre-trip expenses are charged to one card number. This helps simplify administration and streamline travel expense payments.

Regular business cards can be used for all types of business expenses, including pre-trip and on-trip expenses. However, a lodge card is intended for pre-trip expenses only, and is typically handled by the finance team, travel manager, HR manager, or office manager, depending on the company size. A lodge card cannot be used for other purposes, as it is generally added directly to a travel management platform, and doesn’t allow other types of payments or other vendor categories.

This publication does not represent an offer. The Yokoy Smart Lodge Card is subject to the terms&conditions of the parties involved in the issuance of the card and is only available in certain jurisdictions, including in the United Kingdom and certain countries of the European Union. The availability of the Yokoy Smart Lodge Card depends on admission criteria defined by Yokoy for supported integrations with select Travel Management Companies. 

* Subject to your Travel Management Company setup.  
** Yokoy reserves the right to change the benefits of the Yokoy Smart Lodge Card at any time. The benefits described on this website are only valid at the time of publication of this description. In particular, the cashback percentage is adjusted regularly. Yokoy uses Visa Interchange rates found under this link.  

For our complete cardholder terms, please refer to our Cardholder terms page. 

Let AI do the work

Gain full visibility and control over your business spend with AI-powered automation.