Streamline your business payments
Gain real-time control of your global card spend and automatically match card transactions with receipts with Yokoy Pay – smart business payment solutions.
Manage card payments the smart way
Centralize your global payments and simplify your card management with Yokoy Pay.
Remove data silos
Bring all your payments into once central platform to remove data silos and ensure end-to-end spend visibility.
Remove manual work by automatically fetching transaction data and matching it to the corresponding receipts with AI.
Track global payments in real-time and gain full control over your spend with AI-powered data reporting.
Flexible payment options
Yokoy offers multiple payment options, such as physical cards, virtual cards – including single-use cards, and mobile payment solutions.
Easy card administration
Yokoy makes it easy to order cards, adjust limits, and freeze cards directly from the app, so you can simplify card administration while maintaining flexibility.
Granular spend control
Set employee-specific card limits, minimize out-of-pocket spending, and spot spend outliers automatically to enforce compliance and control spend.
Full visibility into business spend
Achieve true end-to-end automation and control over global spend by connecting all your payments in real time, and bringing all your spend data into one fully integrated spend management suite – powered by AI.
Loved by employees
Equip your team with company cards in seconds, make expense reporting effortless, and prevent reimbursement delays with the power of AI automation.
Planted keeps spend under control with Yokoy
“A corporate card should be secure and uncomplicated – and this is exactly what the Yokoy Mastercard offers. In addition, the card is smart, saving us significant time.”
Christoph Jenny, Co-founder Planted
Yokoy Pay at a glance
Yokoy Smart Corporate Cards
Pay the smart way
Simplify your card administration, track global transactions in real time, and keep all expenses under control with Yokoy’s Smart Corporate Cards.
Yokoy Smart Lodge Card
One card for all your
Securely pay for flights, rail, hotels*, and travel services with one central Smart Lodge Card, fully integrated with your travel management provider. No transaction fees, no foreign exchange fees, no card fees*.
Yokoy Mobile Payments
Pay securely with
Tap to pay everywhere contactless payments are accepted. Just add your Yokoy Platinum Visa card to Google Wallet to make fast, secure business payments no matter where you go.
What our customers say
Get to know our corporate payment solutions.
All payments in one platform
Centralize your corporate card payments, lodge card payments, and mobile payments in one platform, for full visibility.
Granular spend controls
Allocate funds when and where they’re needed and define spending limits and controls for individual employees.
Fully automated reconciliation
All transactions are imported in Yokoy in real time and automatically matched with the corresponding receipts and invoices.
Automated compliance checks
Yokoy’s built-in rules prevent fraud and overspending, ensuring compliance with company policies and regulations.
Custom work- and approval flows
Streamline your process by setting up auto-approvals and custom rules for triggering each flow.
Real-time spend data reporting
Find optimization potential in your global business spend with real-time transaction and expense data from across entities.
Yokoy ensures your data is secure with features such as two factor authentication and virtual cards with limits.
Yokoy makes card administration a breeze. Issue new cards at the touch of a button – physical or virtual, as many as you need.
Yokoy’s API facilitates seamless integrations with enterprise-level systems for end-to-end automation across entities and geographies.
Simplify your spend management
The Yokoy impact
See how we contribute to our customers’ success stories.
Frequently asked questions
Yokoy Expense and Yokoy Invoice can be purchased separately, however Yokoy Pay is not available without also purchasing Yokoy Expense. Using the full suite provides greater benefits, as you can manage your expenses, invoices, and card payments in one central platform, and you can reduce system and data silos by simplifying ERP integrations.
Yes, Yokoy integrates with more than 50 solutions, automating your entire spend management process from end to end. At the same time, our API makes it easy to build custom integrations, if you can’t find what you’re looking for. Check our Integrations page for more details.
Yes, although we serve both midsize and large customers, Yokoy’s added value is best experience by global enterprise customers. Our suite is built for complex, global multi-entity configurations, and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others.
This depends on the number of legal entities, the required configurations and integrations, as well as the readiness and responsiveness of the customer project team. For example, a global implementation with 4 legal entities, an ERP system integration, credit card integrations, and SSO setup could take from 2 to 6 months, depending on the level of standardization, the IT landscape and on how quickly required information can be provided. The project scope and duration will be individually assessed with you, by our certified Implementation Partner or our Yokoy Services Team.
We work with a number of qualified and certified partners who will lead the project from planning to implementation and testing, and will coordinate training workshops for your team. Global enterprise customers benefit from a dedicated Key Customer Success Manager, and can have the option of engaging our in-house experts for best practice consulting.
Data protection is a top priority at Yokoy. Your data is encrypted both in transit i.e. from your device to Yokoy and at rest in the cloud with a 256Bit AES encryption. Our cloud data is stored exclusively in the EU (Frankfurt, and St. Ghislaine, Belgium). Information about the security of the Google Cloud Data Center can be found here and about the compliance standards we follow can be found here. Last but not least what we as Yokoy do for data security and data protection can be found here.
* Yokoy customers receive up to 1% cashback (depending on the chosen plan) on every payment made with a Yokoy Platinum Visa Card up to a maximum cashback amount corresponding to the value of the recurring annual licence fees for Yokoy products. The cashback program is only valid for Yokoy Platinum Visa Cards. The following transactions are excluded from cashback payments: 1. Incoming transfers to your Yokoy account made by you or a third party. 2. Outgoing transfers from your Yokoy account. 3. Withdrawals from ATMs. 4. Chargebacks.
Yokoy explicitly reserves the right to change the cashback percentages paid on transactions with a Yokoy Platinum Visa Card at any time.
** No card fees, card account fees, foreign currency surcharges or transaction fees (in foreign currency/abroad) are charged. Cash withdrawals at ATMs cost 10 Euros per withdrawal. Negative interest: 0.0%.
For our complete cardholder terms, please refer to our Cardholder terms page.
Let AI do the work
Gain full visibility and control over your business spend with AI-powered automation.