Why choose Yokoy over Coupa?

One platform for all your travel, expenses, invoices, and card payments — purpose-built for Europe’s most complex markets and fully customisable to your business.

ISO 9001, ISO 27001, ISO 14001, PCI DSS 4.0, and Spanish AEAT certified including eIDAS Q-Seal, as well as GDPR and FADP compliant.



See Yokoy in action

Demo Request Form - English
Privacy acknowledgement
Use Shift+Tab to go back

This tool is so invaluable for us that it’s hard to put a number on it. It saves us so much time and energy, and embodies in financial terms the level of freedom we want our employees to live at work.​

Martin Hoffmann

CFO & CO-CEO, On Running

On Running x Yokoy ROI stats

One platform for all of your spend

Get complete visibility into company spend.

With expenses, invoices, and cards on a single platform, controlling how your people spend is easier with Yokoy.

Designed to handle complexity, not add complications

Yokoy was built to handle the challenges of Europe’s most complex markets as standard. With a proven track record of supporting companies in the EU and UK, we help streamline how you manage spend, without the complications.

Fully integrated company cards

Issue virtual, physical or lodge cards to your people, set custom policies, and automate reconciliation – all from a single, central platform. Or integrate with your existing corporate cards – it’s up to you.

0 X

ROI through increased accuracy

0 %

cost reduction through automation

0 %

of processes automated with Yokoy

0 h

saved via streamlined approval flows

Expense

Integrated Travel

Invoice

Corporate Cards

Yokoy Platinum Visa up to 1% Cashback

3rd Party Providers

AI & Automation

Usability

Workflows

Custom Workflow Designer

Limited Customisation

EU Expertise

Swiss-founded

US-based

Multi-Entity Support

What makes Yokoy different

What you get with Yokoy

Get to know our intelligent spend management software

Country-specific controls

Control spend in multi-entity organisations with country-specific per diems and local regulations like the 3-month or midnight rule. Just set your rules for each country, and our AI will take care of the rest.

Custom workflows

Build and deploy custom workflows tailored to your organisation with Yokoy’s drag-and-drop Workflow Designer. Make edits instantly without the need for IT support to meet your evolving requirements.

Automated matching

Invoices are automatically matched against information in your existing systems, from POs and goods receipts to data from your ERP. It automatically detects anomalies and flags issues to your teams in real time.

Built-in compliance

Keep spend management in line with internal policies and external regulation with Yokoy’s built-in compliance features. Yokoy automatically flags errors, anomalies, or breaches of your defined policies with AI-powered verification.

Fully integrated

Our cloud-based suite comes with pre-built connectors into the main ERP systems and an open API to connect spend data across the company from day one.

Automated tax readouts

VAT rates are automatically extracted from every receipt, ensuring consistent, accurate tax claims across entities. And with integrations into your accounting software and ERP, you can automate your VAT reclaims, too.

Intuitive mobile app

Say goodbye to frustrating, legacy expenses software with an intuitive mobile app that makes submitting expenses or approving invoices a breeze. Keep the latest spend data at your fingertips.

Multi-entity support

Yokoy was built to handle complex, multi-entity structures. Manage all your entities from a single admin dashboard, get a view of spend across the group, and customise controls and workflows for each one to streamline your global expense processes.

Audit-proof data

Track expenses from the moment they’re incurred to the point of reimbursement and export reports at the click of a button to give you a detailed record of every expense.

Service and support

Get answers to your questions right away, troubleshoot issues with help from our experts, and improve your knowledge with in-depth live and self-guided Academy trainings.

What our customers say

4.5 based on 124 reviews
4.5/5
Raphael WidmerCFO, Stadler Rail
"At Stadler Rail, we’ve automated our global expense management process with Yokoy. This means Yokoy’s Artificial Intelligence does the repetitive work for us and we only check outliers and exceptions manually, which saves us time and money."
Enver SirucicCFO BAWAG Group
"Yokoy stands out as a visionary company that offers a truly unique solution. Their customer success team has played a pivotal role in automating our spend management processes."
Christoph KühneGroup Finance, On
"Yokoy has played a pivotal role in revolutionizing our expense management as we experience rapid global growth. The automation rate of nearly 90% is impressive, allowing us to handle a vast number of expenses with ease and export them within a day."
Christoph JennyCo-founder, Planted
"A corporate card should be secure and uncomplicated - and this is exactly what the Yokoy Mastercard offers. In addition, the card is smart, saving us significant time."
Yvonne GrossVP of Finance & Operations, Daedalean
"Yokoy and Travelperk helped us with end-to-end travel expense management automation. Now employees easily book trips in TravelPerk, and all data is sent to Yokoy in real time, with all compliance checks and VAT validation already in place."
Marianne SchluepHead of Finance and Accounting, Fenaco
"With Yokoy, we have opted for a uniform and group-wide expense management solution that unifies our different expense processes on one platform and automates them across organizations. This guarantees company-wide compliance and increased efficiency."
Michael Kultscher-BurgerTeamlead Accounts Payable & Receivable, DO & CO
"One unified process for the entire DO & CO Group. Yokoy enables us to collaborate optimally across all locations and entities."
Peter GrausgruberFormer CFO, Bitpanda
"For the long term, we are interested in an all-in-one solution that covers all spend processes in the company. With Yokoy, we have the perfect solution for that."
Mirko BrudermannCFO, FC Basel
"The expense process before Yokoy was extremely laborious. It's great to have a solution with which we can record and submit expenses anytime and anywhere."
Tania ThiebachFormer CFO, Sherpany
"Before Yokoy, our expense process was mostly manual and time consuming. Now, we've standardized and streamlined it. The AI magic is truly doing most of the work."
Vivian MohrFormer CFO, Comparis
"Yokoy is very easy to use, which saves us time and makes it efficient. The connection to the ERP works smoothly and provides real-time data for credit card transactions."
Benjamin KasumiSAP Consultant, Bawag
"With their guidance and automation capabilities, we streamlined our finance processes, resulting in a remarkable 70% faster book closure. Yokoy has truly transformed our financial management, and we couldn’t be happier with the results.”
Ebru AricanFormer Head of Group Controlling & Accounting, Ameropa
"We were impressed by Yokoy’s ease of use and seamless integration with our credit card provider."
Herbert SablotnyCFO, Beekeeper
"We had an aha-moment when we realized that with Yokoy it only takes a few seconds to create a report compared to the many hours in the past."
Rafael SayaSenior Finance Manager, ITA
"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's Yokoy doing it automatically - pre-filling all the information with high accuracy."
Nilgün Kilit Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
"We had the Yokoy software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Marcel P. de BoniManaging Director, ECOVIS
"We’ve tested other expense tools before, but Yokoy represents a new level of automation thanks to the tool’s artificial intelligence and well-designed interface."

See intelligent spend management in action