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Our smart corporate cards: enter the future of payments
Put an end to uncertainty: our smart corporate card solutions offer full transparency and spend control with a maximum of flexibility.
Yokoy Business Platinum Visa Card (EU):
Maximum scalability and flexibility
Maximum flexibility and ease of use for all employees: leverage the full potential of the Yokoy spend management platform with our physical and virtual Yokoy Business Platinum Visa Cards. Take full control of your corporate spending and save on all card and foreign currency fees. We also offer up to 1% cashback*!
Yokoy Prepaid Mastercard (CH):
Full control and transparency
The smart Yokoy Prepaid Mastercard provides transparency on all corporate card transactions. Check and analyze expenses directly in Yokoy, while card transactions are automatically reconciled with the uploaded receipts. The Yokoy Prepaid Mastercard is free and we do not charge any additional card or foreign currency fees.
Yokoy Business Platinum Visa Card (Virtual):
Full flexibility, no compromises
Our virtual card solution provides you with even more flexibility. Now you can equip your employees with a means of payment in seconds – tailored exactly to their needs.
Yokoy Smart Lodge Card (EU):
Business travel payments fully automated
Bridge the gap between business travel and expense management: With the Yokoy Smart Lodge Card you can automatically reconcile transactions, while gaining real-time transparency over your travel spend. No transaction fees, no foreign exchange fees, no card fees.
YOKOY IN ACTION
The future is simple with Yokoy
Gain detailed insights into corporate spending and achieve financial excellence with Yokoys AI powered spend management solution.
Make confident decisions based on real-time spend insights
The future of spend management is not only about automated financial processes, but also in gaining new insights into your expenditures. This is what Yokoy Analytics is built for: analyze your spending patterns, identify trends, and make better decisions.
The all-in-one spend management platform
Discover all Yokoy products
Frequently asked questions
Can I buy the Yokoy products individually?
Yes, we are happy to put together an individual offer based on your requirements. Nevertheless, the greatest benefit is of course the complete package of expense, corporate card and invoice management, as the interfaces to the ERP system can be used for the entire spend management and everything can also be operated in the same Yokoy application (also on the mobile app).
Does Yokoy integrate with my financial and HR systems?
Yokoy integrates with more than 50 systems and versions. Here you can find the list of our standard integrations. In case we do not yet integrate with your specific system, please contact us and let’s discuss. There is also the possibility for you to use our free Open REST API to connect your favourite systems with the Yokoy platform yourself.
How is the data protected?
Data protection is a top priority at Yokoy, so we use modern data encryption standards for both stored data and data in transit. Additionally, Yokoy has tasked external penetration testers (hackers) to constantly check the platform for vulnerabilities. We follow local regulations such as GDPR in the EU or the Swiss Data Protection Act to deliver the best data protection standards.
How long does an implementation take?
Thanks to the latest technology, Yokoy is able to set up and test your individual configurations in a very short time. The projects are carried out either by the Yokoy services team or a certified implementation partner. The actual implementation time depends strongly on the configurations and integrations. It can last from a few weeks to several months, and will be agreed upon with you and your team.
How much does Yokoy cost?
For the Yokoy team, it is important that the spend management tool, Yokoy Pay with cards and Yokoy Invoice are properly set up and integrated into the client’s system landscape. No two setups are the same! We believe in full automation. That’s why we are happy to discuss your specific needs and provide you with a tailored offer.
Can Yokoy be used by large global companies?
Yes, Yokoy brings true added value to global enterprise clients. The tool is built for complex, global multi-entity configurations and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others. Our experienced onboarding project managers will lead the project from the planning to implementation and testing phases, and will hand over the tool to the company during a training workshop session. Global enterprise clients will benefit from a dedicated key account manager and financial process consulting from our in-house financial experts.
How much can you save with Yokoy?
* Yokoy customers receive 1% cashback on every payment made with a Yokoy Business Platinum Visa Card up to a maximum cashback amount corresponding to the value of the recurring annual licence fees for Yokoy products. The cashback program is only valid for Yokoy Business Platinum Visa Cards. The following transactions are excluded from cashback payments:
– Incoming transfers to your Yokoy account made by you or a third party.
– Outgoing transfers from your Yokoy account.
– Withdrawals from ATMs.
– Chargebacks.
Yokoy explicitly reserves the right to change the cashback percentages paid on transactions with a Yokoy Business Platinum Visa Card at any time.
** No card fees, card account fees, foreign currency surcharges or transaction fees (in foreign currency/abroad) are charged. Cash withdrawals at ATMs cost 10 Euros per withdrawal. Negative interest: 0.0%.
Yokoy GmbH is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see “Europe Safeguarding Explanation”.