Fully integrated for maximum transparency and control
Enabling Swiss companies for the era of digital payments: the Yokoy Prepaid Mastercard is available at no additional costs.

THE SMARTEST CORPORATE CARD FOR SWITZERLAND
With the Yokoy Prepaid Mastercard you are fully in charge
The Yokoy Prepaid Mastercard is directly integrated into Yokoy, giving you detailed insights into transactions, so you stay in full control of corporate spending. In addition, we simplify the whole card administration, giving you the freedom to flexibly order new cards and adjust individual spending limits directly in our tool.
THE PAYMENT SOLUTION OF THE FUTURE
More control. Convenient self-service.

No fees, no hidden costs
The Yokoy Prepaid Mastercard is a free corporate card for your entire team. You benefit from interbank exchange rates and we do not charge any currency surcharges.

Close your books faster thanks to auto-matching
Reduce manual effort when reconciling card payments: every transaction with the Yokoy Prepaid Mastercard is automatically fed into Yokoy and matched with the respective receipt.

Control your spending and prevent fraud
Yokoy provides you with a comprehensive overview of all card transactions. This enables you to make better decisions regarding liquidity and check expenditures for anomalies or fraud.
Disclaimer: All Yokoy card products are offered under the acceptance and service terms of the license partners and cannot be guaranteed. For more details, please contact us. Yokoy Group AG is not liable for inaccurate or outdated information on this website and may make changes to all products and services including pricing without prior notice.
more than 500 companies rely on yokoy






How much can you save with Yokoy?
With the savings that the Yokoy card has brought us, we were able to cover the complete expenses for the Yokoy tool.
Ramon Schalch
Managing Director
ViCAFE Roastery & Espresso Bars
4 reasons to switch to the Yokoy Prepaid Mastercard
A corporate card should be cheap, secure and uncomplicated. The Yokoy Prepaid Mastercard provides all those benefits – and many more! Find out why you should switch.

yokoy in action
Smart corporate cards
Leverage the corporate payment solution of the future and make your processes more efficient.
Make confident decisions based on real-time spend insights
The future of spend management is not only about automated financial processes, but also in gaining new insights into your expenditures. This is what Yokoy Analytics is built for: analyze your spending patterns, identify trends, and make better decisions.

Still have questions?
The all-in-one spend management platform
Discover all Yokoy products
Frequently asked questions
Who issues the cards?
Yokoy works with Hypothekarbank Lenzburg, which acts as the card issuing bank and holder of the Mastercard license.
Are there also cards for companies based outside Switzerland?
We offer the Yokoy Corporate VISA Card for customers from countries in the European Union. You can also change your selection to the EU pages in the language menu at the top right corner.
What are virtual cards and what is the added value for a company?
Virtual cards are like normal corporate cards, but you don’t receive a physical card. Instead, the relevant card details are immediately displayed on the dashboard and the card can be used directly. In Yokoy, you can choose whether it should be a virtual or physical card when ordering a card. You will receive the virtual card within a few seconds. You can either use it for a specific purpose for certain payments or authorize certain people to use it. In both cases, the company can decide on restrictions, such as the validity period, the spending limit or when and where the card can be used. This makes the virtual card incredibly secure, flexible and very quick to use.
Does Yokoy integrate with my financial and HR systems?
Yokoy integrates with more than 50 systems and versions. Here you can find the list of our standard integrations. In case we do not yet integrate with your specific system, please contact us and let’s discuss. There is also the possibility for you to use our free Open REST API to connect your favorite systems with the Yokoy platform yourself.
How is the data protected?
Data protection is a top priority at Yokoy, so we use modern data encryption standards for both stored data and data in transit. Additionally, Yokoy has tasked external penetration testers (hackers) to constantly check the platform for vulnerabilities. We follow local regulations such as GDPR in the EU or the Swiss Data Protection Act to deliver the best data protection standards.
Can I have the Yokoy card without the Spend Management solution?
Yes, we are happy to put together an individual offer based on your requirements. Nevertheless, the greatest benefit is of course the complete package of expense, card and invoice management, as the interfaces to the ERP system can be used for the entire spend management and everything can also be operated in the same Yokoy application (also on the mobile app).
How long does an implementation take?
Thanks to the latest technology, Yokoy is able to set up and test your individual configurations in a very short time. The projects are carried out either by the Yokoy services team or a certified implementation partner. The actual implementation time depends strongly on the configurations and integrations. It can last from a few weeks to several months, and will be agreed upon with you and your team.
How much does Yokoy cost?
For the Yokoy team, it is important that the spend management software, Yokoy Pay with cards and Yokoy Invoice are properly set up and integrated into the client’s system landscape. No two setups are the same! We believe in full automation. That’s why we are happy to discuss your specific needs and provide you with a tailored offer.
Can Yokoy be used by large global companies?
Yes, Yokoy brings true added value to global enterprise clients. The tool is built for complex, global multi-entity configurations and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others. Our experienced onboarding project managers will lead the project from the planning to implementation and testing phases, and will hand over the tool to the company during a training workshop session. Global enterprise clients will benefit from a dedicated key account manager and financial process consulting from our in-house financial experts.