The smart Yokoy Corporate Visa Card for Europe
Maximum flexibility and ease of use for all employees: With the physical or virtual Yokoy Corporate Visa Card, you have full control over all corporate spending and save on all card and foreign currency fees. Now with up to 2% cashback*!

Our intelligent corporate card
Why the Yokoy Corporate Visa Card?
For more transparency: The Yokoy Corporate Visa Card is a flexible means of payment that puts you in control at all times. Thanks to the integration with Yokoy, you get an immediate overview of your spending. Individual spending limits help you control your liquidity – right down to employee level.
The Yokoy Corporate Visa Card is a free debit card accepted worldwide – just like any other Visa card.
THE SMART CORPORATE CARD
Unlimited cards. No fees.**

Free for all employees
No card or foreign currency fees. No foreign exchange surcharges – the interbank exchange rate applies. In addition, we give you up to 2% cashback.*

No additional manual reconciliation
Credit card transactions are automatically fed into Yokoy and matched with receipts.

Adherence to compliance guidelines
You decide what your employees spend money on, ensuring compliance guidelines are adhered to.

Detailed cash flow overview
The Yokoy card dashboard gives you full control of all cards and transactions at all times.

Liquidity under control at all times
Set individual spending limits down to employee level and allocate money exactly where it is needed.

Flexible and unlimited virtual card creation
Create as many virtual cards as you need – quickly and at the touch of a button.
Disclaimer: All Yokoy card products are offered under the acceptance and service terms of the license partners and cannot be guaranteed. For more details, please contact us. Yokoy Group AG is not liable for inaccurate or outdated information on this website and may make changes to all products and services including pricing without prior notice.
MAXIMUM FLEXIBILITY
Use the Yokoy Corporate Visa Card physically or virtually
Our physical card
Say goodbye to the classic corporate credit card: with the free Yokoy Corporate Visa Card, you create comprehensive transparency over your spending. Order it easily via the Yokoy tool.
Our virtual card
Do you want to provide your employees with an even more flexible and faster means of payment? The virtual Yokoy Corporate Visa Card is ready in seconds – with the full range of functions.
MORE THAN 500 COMPANIES RELY ON YOKOY






We chose the Yokoy card as our corporate card because thanks to the zero-fee model, we not only enjoy the ideal solution on the cost side, but at the same time it allows us to avoid a lot of manual administrative work as well as making our spend management much clearer and more efficient.
Peter Grausgruber
CFO
Bitpanda
Frequently asked questions
Who can benefit from Yokoy VISA corporate cards?
Companies from numerous countries can open a Euro account after they pass the relevant KYB checks. The Euro account is located in the EU. Our partner is licensed and regulated by the Central Bank of Ireland as an e-money institution. The general terms and conditions apply.
What are virtual cards and what is the added value for a company?
Virtual cards are like normal corporate cards, but you don’t receive a physical card. Instead, the relevant card details are immediately displayed on the dashboard and the card can be used directly. In Yokoy, you can choose whether it should be a virtual or physical card when ordering a card. You will receive the virtual card within a few seconds. You can either use it for a specific purpose for certain payments or authorize certain people to use it. In both cases, the company can decide on restrictions, such as the validity period, the spending limit or when and where the card can be used. This makes the virtual card incredibly secure, flexible and very quick to use.
Why is the Yokoy card so affordable?
The Yokoy Corporate VISA card is free of charge for the entire team. In addition, Yokoy charges no card account fees and no foreign transaction surcharges – the interbank exchange rate applies. Yokoy is a software-as-a-service solution and profits mainly from software licenses and not from the corporate cards. The Yokoy Corporate VISA Card is designed to bring added value and cost savings to our customers. For this purpose, we make all expenses made via the corporate card visible on our spend management platform, so that you can track them in the best possible way.
How does the credit card integrate with Yokoy and my finance and HR system?
We automatically feed your card transactions into Yokoy, reconcile them with receipts and do the reconciliation work. On the Yokoy card dashboard, you can track all transactions at any time and keep track of all cards.
How is the data protected?
Data protection is a top priority at Yokoy, so we use modern data encryption standards for both stored data and data in transit. Additionally, Yokoy has tasked external penetration testers (hackers) to constantly check the platform for vulnerabilities. We follow local regulations such as GDPR in the EU or the Swiss Data Protection Act to deliver the best data protection standards.
Can I have the Yokoy card without the Spend Management solution?
Yes, we are happy to put together an individual offer based on your requirements. Nevertheless, the greatest benefit is of course the complete package of expense, invoice and card management, as the interfaces to the ERP system can be used for the entire spend management and everything can also be operated in the same Yokoy application (also on the mobile app).
How long does an implementation take?
Thanks to the latest technology, Yokoy is able to set up and test your individual configurations in a very short time. The projects are carried out either by the Yokoy services team or a certified implementation partner. The actual implementation time depends strongly on the configurations and integrations. It can last from a few weeks to several months, and will be agreed upon with you and your team.
How much does Yokoy cost?
For the Yokoy team, it is important that the spend management tool, Yokoy Pay with cards and Yokoy Invoice are properly set up and integrated into the client’s system landscape. No two setups are the same! We believe in full automation. That’s why we are happy to discuss your specific needs and provide you with a tailored offer.
Can Yokoy be used by large global companies?
Yes, Yokoy brings true added value to global enterprise clients. The tool is built for complex, global multi-entity configurations and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others. Our experienced onboarding project managers will lead the project from the planning to implementation and testing phases, and will hand over the tool to the company during a training workshop session. Global enterprise clients will benefit from a dedicated key account manager and financial process consulting from our in-house financial experts.
Want more information for a tailored quote?
THE ALL-IN-ONE SOLUTION FOR CORPORATE SPEND
Discover all other Yokoy products
These Features are included in all Yokoy products

Customizable & integrable
Customize workflows, policies and more, while integrating all your favorite tools.

Active fraud prevention
The Yokoy artificial intelligence module actively recognizes fraud patterns and flags them as such.

Audit-proof
Modern audit protocols ensure compliance with local auditing standards in Switzerland, Austria, Germany, the US and many more.

On the go in real time
Submit expenses directly on your mobile phone or web app – anywhere, anytime – even offline.

Automated VAT-read out
Yokoy recognizes VAT, validates it and automatically prepares the booking journal for the correct booking and VAT reclaim.

Trips & Auto lump sum calculation
Lump-sums are automatically calculated based on your internal guidelines.

Auto-reconciliation of card transactions
Yokoy directly feeds in your card transactions, matches them with the receipts and does the reconciliation work for you.

Artificial Intelligence scanning
Automated spend reporting and real-time policy checking, thanks to cutting-edge AI technology.

Auto-approval
All expenses are reviewed and validated by the Yokoy AI engine, so that you only need to look at special cases manually.

Assistant or deputy
Manage expenses on behalf of your manager(s) or delegate tasks and assign deputies on behalf of you.

Security
Data encryption and protection are key aspects of Yokoy, including GDPR compliance, permission-based access policies and Single Sign On (SSO) using the SAML/OAuth standard.

Data Analytics
Create spending reports and analysis dashboards to have the overview you always wanted.
Curious to see Yokoy products during a demo?
*Yokoy customers receive up to 2% cashback on every payment made with a Yokoy EU VISA card. This is valid up to a maximum of the recurring annual fees and only for Yokoy Corporate VISA Cards, excluding:
– Incoming transfers to your Yokoy account made by you or a third party.
– Outgoing transfers from your Yokoy account.
– Withdrawals from ATMs.
– Chargebacks.
The cashback credit is limited in total to the recurring software fees.
**There are no card fees, card account fees, foreign currency surcharges or transaction fees (in foreign currency/abroad). Cash withdrawals at ATMs are 10 Euros per withdrawal. Negative interest: 0.0%.