Yokoy and UBS join forces
 Level up your spend management

UBS and Yokoy have joined forces to give new momentum to digitalisation in the financial sector. Both companies are now opening up new possibilities for their clients when it comes to spend management.

AI with empathy

New stimulus for digitalisation

UBS and Yokoy are helping large companies fully automate the complicated processes of spend management. The basis for this is the AI-based software from Yokoy, which adapts flexibly to company-specific circumstances. The Yokoy app will soon make it possible to manage UBS credit cards easily and in a time-saving manner.


Simple. Effortless. Fast.

Fully automated expenses

Take a picture of your receipts with the Yokoy app or upload a file. Yokoy’s artificial intelligence creates your entire expense report automatically and in seconds.

Your UBS corporate credit card is directly integrated

Your receipts are automatically linked to your credit card transactions and correctly booked in the accounting system. You are automatically informed if receipts are missing.

Simple and intuitive

Implement individual expense rules and spending limits for your employees. With the web application or the app, they can access the tool from anywhere.

Yokoy and UBS – a forward-looking partnership

Working with an innovative fintech company is central to the further development of our digital banking services. The partnership with Yokoy ideally complements our corporate card solutions offering, as our customers with large transaction volumes will now benefit from a strikingly simplified management of their business expenses.

Alain Conte

Head of UBS Corporate & Institutional Clients Switzerland


Frequently asked questions

How much does Yokoy cost?

For the Yokoy team, it is important that the spend management tool, Yokoy Pay with corporate cards and Yokoy Invoice are properly set up and integrated into the client’s system landscape. No two setups are the same! We believe in full automation. That’s why we’re happy to discuss your specific needs and provide you with a tailored offer.

I am already a UBS client – what do I have to do?

Our experienced product specialists are happy to advise you. Simply fill out the contact form and we will get back to you as soon as possible.

I would like to become a UBS client – what do I have to do?

Great, good decision! Just fill out the contact form and a UBS product specialist will contact you to arrange a consultation.

Does Yokoy integrate with my financial and HR systems?

Yokoy integrates with more than 50 systems and versions. Here you can find the list of our standard integrations. In case we do not yet integrate with your specific system, please contact us and let’s discuss. There is also the possibility for you to use our free Open REST API to connect your favorite systems with the Yokoy platform yourself.

How is the data protected?

Data protection is a top priority at Yokoy, so we use modern data encryption standards for both stored data and data in transit. Additionally, Yokoy has tasked external penetration testers (hackers) to constantly check the platform for vulnerabilities. We follow local regulations such as GDPR in the EU or the Swiss Data Protection Act to deliver the best data protection standards.

Can I have the Yokoy card without the Spend Management solution?

Yes, we are happy to put together an individual offer based on your requirements. Nevertheless, the greatest benefit is of course the complete package of expense, invoice and card management, as the interfaces to the ERP system can be used for the entire spend management and everything can also be operated in the same Yokoy application (also on the mobile app).

How long does an implementation take?

Thanks to the latest technology, Yokoy is able to set up and test your individual configurations in a very short time. The projects are carried out either by the Yokoy services team or a certified implementation partner. The actual implementation time depends strongly on the configurations and integrations. It can last from a few weeks to several months, and will be agreed upon with you and your team.

Still having questions?

Building bridges 

Thanks to the cooperation between Yokoy and UBS, credit cards can be easily integrated into the spend management system. When exchanging information with standard business software, common interfaces and the products of many providers are supported.


Discover all other Yokoy products

Expense Management
Yokoy Expense
Invoice Management
Yokoy Invoice
Corporate Cards
Yokoy Pay

Do you have any questions or would you like some non-binding advice?