Control your global spend, prevent errors and fraud, and close your books in time with the fully integrated prepaid Mastercard.
Full control with easy-to-use cards
The smart payment solution for medium and large enterprises.
The Mastercard is fully integrated into Yokoy’s spend management suite, ensuring full visibility and control over your card payments and corporate spending.
Yokoy automatically links the prepaid card transactions to their respective receipts and our AI ensures they’re correctly booked in your accounting system.
Manage your corporate cards directly in Yokoy. See card details and transactions, freeze your card or order a new one – all at the touch of a button.
With the savings that the Yokoy card has brought us, we were able to cover the complete expenses for the Yokoy tool.
Ramon Schalch, Managing Director ViCAFE Roastery & Espresso Bars
Get to know our Smart Corporate Cards
Freeze and terminate cards in a few clicks. Push notifications for authorisations and detect potentially fraudulent payments in real-time.
Granular spend controls
Allocate funds when and where they’re needed and define spending limits and controls for individual employees.
Card transactions are automatically fed into Yokoy and matched with receipts.
Pre-define what employees can spend money on and set guardrails for corporate and regulatory spend compliance.
Gain real-time visibility and control of all your cards and transactions with Yokoy’s analytics solution.
Easy card administration
No more lengthy processes – Yokoy makes card ordering and administration a breeze. Issue as many cards as you need, at the touch of a button.
Global card acceptance
Our cards are accepted globally thanks to the card network of VISA and Mastercard.
Cashback on every transaction
No card fees, no transaction fees, no foreign exchange fees. Plus, you receive cashback on every transaction.**
What our customers say
Frequently asked questions
Yokoy works with Hypothekarbank Lenzburg, which acts as the card issuing bank and holder of the Mastercard license.
We offer the Yokoy Platinum Visa Card for customers from countries in the European Union. You can also change your selection to the EU pages in the language menu at the top right corner.
No, Yokoy Pay is only available in combination with Yokoy Expense. Nevertheless, the greatest benefit is of course the complete package of expense, card, and invoice management, as the interfaces to the ERP system can be used for the entire spend management and everything can also be operated in the same Yokoy application.
Yes, Yokoy integrates with more than 50 solutions, automating your entire spend management process from end to end. At the same time, our API makes it easy to build custom integrations, if you can’t find what you’re looking for. Check our Integrations page for more details.
Yes, although we serve both midsize and large customers, Yokoy’s added value is best experience by global enterprise customers. Our suite is built for complex, global multi-entity configurations, and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others.
This depends on the number of legal entities, the required configurations and integrations, as well as the readiness and responsiveness of the customer project team. For example, a global implementation with 4 legal entities, an ERP system integration, credit card integrations, and SSO setup could take from 2 to 6 months, depending on the level of standardization, the IT landscape and on how quickly required information can be provided. The project scope and duration will be individually assessed with you, by our certified Implementation Partner or our Yokoy Services Team.
Data protection is a top priority at Yokoy. Your data is encrypted both in transit i.e. from your device to Yokoy and at rest in the cloud with a 256Bit AES encryption. Our cloud data is stored exclusively in the EU (Frankfurt, and St. Ghislaine, Belgium). Information about the security of the Google Cloud Data Center can be found here and about the compliance standards we follow can be found here. Last but not least what we as Yokoy do for data security and data protection can be found here.
Disclaimer: All Yokoy card products are offered under the acceptance and service terms of the license partners and cannot be guaranteed. For more details, please contact us. Yokoy Switzerland Ltd is not liable for inaccurate or outdated information on this website and may make changes to all products and services including pricing without prior notice.
* Yokoy customers receive up to 1% cashback (depending on the chosen plan) on every payment made with a Yokoy Platinum Visa Card up to a maximum cashback amount corresponding to the value of the recurring annual licence fees for Yokoy products. The cashback program is only valid for Yokoy Platinum Visa Cards. The following transactions are excluded from cashback payments: 1. Incoming transfers to your Yokoy account made by you or a third party. 2. Outgoing transfers from your Yokoy account. 3. Withdrawals from ATMs. 4. Chargebacks.
Yokoy explicitly reserves the right to change the cashback percentages paid on transactions with a Yokoy Platinum Visa Card at any time.
** No card fees, card account fees, foreign currency surcharges or transaction fees (in foreign currency/abroad) are charged. Cash withdrawals at ATMs cost 10 Euros per withdrawal. Negative interest: 0.0%.
For our complete cardholder terms, please refer to our Cardholder terms page.
Let AI do the work
Gain full visibility and control over your business spend with AI-powered automation.