End-to-end intelligence, built from the ground up

Go from automation to true intelligence with a purpose-built, proprietary AI that sits at the heart of the Spend Management Platform.

ISO 27001, ISO 9001, and ISO 14001 certified. GDPR compliant.

Powerful, purpose-built AI

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Proprietary

Developed by Yokoy’s AI lab in Zurich, our AI is built and maintained in-house. 

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Specialised

Trained on a vast dataset of invoices, expenses, and payments, our AI knows spend management inside out. 

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Foundational

Our predictive and prescriptive AI models sit at the heart of the platform to bring intelligence to every module. 

Understand everything,
miss nothing

Our AI adds context to every invoice, receipt, and transaction that comes in, instantly structuring the data and filling in the blanks when there’s missing or incorrect information.  

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AI that plays by your rules

You set the rules, from company policies to external regulations, that you need to adhere to and our AI does the rest, verifying every invoice, receipt and transaction in real time. 

Agile by design

With our AI, there are no rigid templates that dictate how work gets done. Our AI works hand-in-hand with our workflow configurator to dynamically adjust in response to each document, taking the right steps every time without the need for costly and time-consuming updates.  

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Built for more than a friendly chat

Our predictive and prescriptive AI models are foundational to the platform and power every part of the spend management process. It means you can tap into the full potential of AI to transform your finance operations, rather than settling for a fancy chatbot sat on top of outdated software. 

A step-change in spend management technology

See how intelligent spend management is changing how finance teams work.

Legacy technology

AI-powered spend management

‘Reads’ data on a document and extracts it. Pre-built templates can be used to add structure but struggle to handle different formats and are costly to update. Understands the context of each document, structuring the data that’s already there, and filling in any missing information automatically. + Eliminate manual work

+ Increase data accuracy and consistency
Pre-built templates used for document verification and coding line items only catch a small percentage of items, with many still being handed off for human intervention. Self-learning technology that verifies against rules set by the finance team and continually learns from human behaviour to work how your people prefer + Reduce the risk of non-compliance

+ More accurate fraud detection
Restricted to a limited number of pre-built workflows, the system is static and requires time and money to make even small updates and changes The system dynamically adjusts as the context changes, automatically selecting the right workflow for each scenario + Increased flexibility and agility

+ Faster processing with less downtime and no delays
Static system with no feedback loop for continual improvement Proactive system that uncovers insight and recommends process improvements as it learns how you work + Continuously optimise your internal processes

What our customers say

4.5 based on 124 reviews
4.5/5
Raphael WidmerCFO, Stadler Rail
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"At Stadler Rail, we’ve automated our global expense management process with Yokoy. This means Yokoy’s Artificial Intelligence does the repetitive work for us and we only check outliers and exceptions manually, which saves us time and money."
Enver SirucicCFO BAWAG Group
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"Yokoy stands out as a visionary company that offers a truly unique solution. Their customer success team has played a pivotal role in automating our spend management processes."
Christoph KühneGroup Finance, On
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"Yokoy has played a pivotal role in revolutionizing our expense management as we experience rapid global growth. The automation rate of nearly 90% is impressive, allowing us to handle a vast number of expenses with ease and export them within a day."
Christoph JennyCo-founder, Planted
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"A corporate card should be secure and uncomplicated - and this is exactly what the Yokoy Mastercard offers. In addition, the card is smart, saving us significant time."
Yvonne GrossVP of Finance & Operations, Daedalean
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"Yokoy and Travelperk helped us with end-to-end travel expense management automation. Now employees easily book trips in TravelPerk, and all data is sent to Yokoy in real time, with all compliance checks and VAT validation already in place."
Marianne SchluepHead of Finance and Accounting, Fenaco
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"With Yokoy, we have opted for a uniform and group-wide expense management solution that unifies our different expense processes on one platform and automates them across organizations. This guarantees company-wide compliance and increased efficiency."
Michael Kultscher-BurgerTeamlead Accounts Payable & Receivable, DO & CO
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"One unified process for the entire DO & CO Group. Yokoy enables us to collaborate optimally across all locations and entities."
Peter GrausgruberFormer CFO, Bitpanda
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"For the long term, we are interested in an all-in-one solution that covers all spend processes in the company. With Yokoy, we have the perfect solution for that."
Mirko BrudermannCFO, FC Basel
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"The expense process before Yokoy was extremely laborious. It's great to have a solution with which we can record and submit expenses anytime and anywhere."
Tania ThiebachFormer CFO, Sherpany
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"Before Yokoy, our expense process was mostly manual and time consuming. Now, we've standardized and streamlined it. The AI magic is truly doing most of the work."
Vivian MohrFormer CFO, Comparis
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"Yokoy is very easy to use, which saves us time and makes it efficient. The connection to the ERP works smoothly and provides real-time data for credit card transactions."
Benjamin KasumiSAP Consultant, Bawag
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"With their guidance and automation capabilities, we streamlined our finance processes, resulting in a remarkable 70% faster book closure. Yokoy has truly transformed our financial management, and we couldn’t be happier with the results.”
Ebru AricanFormer Head of Group Controlling & Accounting, Ameropa
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"We were impressed by Yokoy’s ease of use and seamless integration with our credit card provider."
Herbert SablotnyCFO, Beekeeper
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"We had an aha-moment when we realized that with Yokoy it only takes a few seconds to create a report compared to the many hours in the past."
Rafael SayaSenior Finance Manager, ITA
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"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's Yokoy doing it automatically - pre-filling all the information with high accuracy."
Nilgün Kilit Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
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"We had the Yokoy software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Marcel P. de BoniManaging Director, ECOVIS
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"We’ve tested other expense tools before, but Yokoy represents a new level of automation thanks to the tool’s artificial intelligence and well-designed interface."
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The Yokoy impact

See spend management in action

Gain full visibility and control over your business spend with AI-powered automation.